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Zaragoza, Casco Viejo - Centro Histórico

Casco Viejo - Centro Histórico, Zaragoza • Apartment • Ref: #877F38C3

€100,000-16% vs area market
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Size

46 m²

Price / m²

€2,174

Rooms

1

OccupancyUnconfirmed
39
Zaragoza, Casco Viejo - Centro Histórico — Casco Viejo - Centro Histórico, Zaragoza
Photo: Retama Real Estate (UCI)

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: El techo de la cocina está dañado y presenta un agujero, lo que indica la necesidad de una reparación importante.
  • •Cocina: Los muebles de la cocina son antiguos y muestran signos de desgaste, sugiriendo una renovación.
  • •Cocina: El suelo de la cocina, aunque funcional, parece antiguo y podría beneficiarse de una actualización.

descriptionDescription

La propiedad valorará ofertas, quedando la compraventa sujeta a aceptación expresa del vendedor

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 46.00m² en Zaragoza a 2174€/m² (mediana zona 2599€/m², delta -16.4%). Requiere Reforma Integral. Posesión desconocida. Zona media, inventario reciente (73 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Casco Viejo - Centro Histórico, Zaragoza, Zaragoza
map

Coordinates unavailable

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-16.4%Good price
Scope
Municipality
Zone median
€2,599 /m²
This asset
€2,174 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+22.3%Above anchor
Scope
City
Zone median
€1,777 /m²
This asset
€2,174 /m²
Samples
77
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€100,000
Transfer tax (ITP) 8% — Aragón€8,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€350
Estimated total investment€109,350

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceRetama
On Atalaya since17 Jun 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Retama Real Estate (UCI). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing