AtalayaAtalaya

Calle Mila i Fontanals

Premià de Mar, Barcelona • House • Ref: #85E4608B

€629,000-11% vs area market
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Size

228 m²

Price / m²

€2,759

Rooms

4

OccupancyVacant
61
Calle Mila i Fontanals — Premià de Mar
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada de la propiedad parece estar en buen estado general, con un tejado de tejas bien conservado.
  • •Exterior: El exterior de la propiedad muestra un jardín cuidado con setos y una valla en buen estado.
  • •Exterior: La tercera imagen muestra un parque cercano, lo que indica un entorno urbano.

descriptionDescription

Chalet adosado de 286 m² ubicado en Premià de Mar, Barcelona. Se trata de un chalet adosado de 286 m² desarrollados en dos plantas y distribuidos en salón-comedor con chimenea, cocina, 4 dormitorios y 2 baños. El chalet adosado se sitúa en núcleo urbano, con buenos accesos por la carretera N-II y la autopista C-32. Dispone de estación de tren de Cercanías (R1) y varias líneas de autobús interurbano que comunican la localidad con municipios cercanos y con la ciudad de Barcelona. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca de la playa de Premià de Mar, del puerto deportivo Port Premià y a pocos minutos del centro sanitario local y del centro comercial Premià Centre. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1985

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
6037618DF4963N0001PM
Cadastral area
248 m²
Year built
1985
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 739 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 228.00m² en Premià de Mar a 2759€/m² (mediana zona 3088€/m², delta -10.7%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −737 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Premià de Mar, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-10.7%Good price
Scope
Municipality
Zone median
€3,088 /m²
This asset
€2,759 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+63.7%Above anchor
Scope
City
Zone median
€1,685 /m²
This asset
€2,759 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€629,000
Transfer tax (ITP) 10% — Cataluña€62,900
Notary (est.)€944
Land Registry (est.)€629
Admin agency (est.)€2,202
Estimated total investment€695,675
Estimated refurbishment (state: mejorable)€91,000 – €159,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2024 (739 days)
On Atalaya since12 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing