AtalayaAtalaya

Calle San Vicent Ferrer

Alcoy/alcoi, Alicante • Penthouse • Ref: #856B49AD

€150,000
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Size

117 m²

Price / m²

€1,282

Rooms

3

OccupancyVacant
49
Calle San Vicent Ferrer — Alcoy/alcoi
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Alcoy con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Descubre este espectacular ático en Alcoy, que combina comodidad y estilo. Con 117 m² construidos, este luminoso hogar cuenta con 3 amplios dormitorios y 2 baños, perfectos para disfrutar en familia. La cocina, equipada con galería, es ideal para los amantes de la gastronomía. Además, el salón comedor, adornado con una acogedora chimenea, se convierte en el lugar perfecto para relajarse y compartir momentos inolvidables. La joya de este ático es su impresionante terraza, donde podrás disfrutar de vistas panorámicas y del sol durante todo el día. Este espacio exterior es ideal para organizar cenas al aire libre o simplemente relajarte con un buen libro. La propiedad también incluye armarios empotrados y un trastero, proporcionando un amplio espacio de almacenamiento. Ubicado en una tercera planta con ascensor, este ático está adaptado para personas con movilidad reducida. Además, cuenta con aire acondicionado y una plaza de garaje incluida en el precio, lo que añade un gran valor a esta oferta. No dejes pasar la oportunidad de vivir en un hogar que lo tiene todo. Grandes oportunidades en venta de viviendas de segunda mano en Alcoy con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1993

Air conditioning

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
9958336YH1895N0031IB
Cadastral area
127 m²
Year built
1993
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 117.00m² en Alcoy/alcoi a 1282€/m² (mediana zona 1189€/m², delta +7.8%). Buen Estado. Posesión libre. Zona baja, inventario reciente (53 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcoy/alcoi, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+7.8%Above anchor
Scope
Municipality
Zone median
€1,189 /m²
This asset
€1,282 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+70.0%Above anchor
Scope
Postal code
Zone median
€754 /m²
This asset
€1,282 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€150,000
Transfer tax (ITP) 10% — Comunitat Valenciana€15,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€525
Estimated total investment€166,525

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (55 days)
On Atalaya since26 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing