AtalayaAtalaya

Apartment in Castilleja de la Cuesta

El Faro, Castilleja de la Cuesta, Sevilla • Ref: #849595F6

€60,000
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Size

85 m²

Price / m²

€706

Rooms

3

OccupancyUnconfirmed
46
Apartment in Castilleja de la Cuesta — El Faro, Castilleja de la Cuesta
Photo: Servihabitat
1 / 5

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio presenta un aspecto cuidado y sin daños aparentes, con múltiples balcones y antenas.
  • •El salón está amueblado y decorado, con un televisor y un mueble de salón, lo que indica un uso actual y un mantenimiento adecuado.
  • •La cocina, visible parcialmente desde el salón, parece funcional y en buen estado, con electrodomésticos operativos.
  • •Los suelos de baldosas en el interior se ven limpios y sin desperfectos, contribuyendo a la habitabilidad general.

Description

Estado: second-hand. Extras: terrace, lift

Characteristics

Bathrooms

1

Elevator

Yes

Terrace

Yes

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0517310QB6401N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 85.00m² en Castilleja de la Cuesta a 706€/m² (mediana zona 1338€/m², delta -47.2%). Buen Estado. Posesión desconocida. Zona muy_baja, inventario reciente (37 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 15 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -47.2% frente a la mediana zonal (1338€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

El Faro, Castilleja de la Cuesta, Sevilla

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-48.0%Strong opportunity
Scope
City
Zone median
€1,358 /m²
This asset
€706 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€60,000
Transfer tax (ITP) 7% — Andalucía€4,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€65,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since22 Aug 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing