AtalayaAtalaya

Apartment in Elda

Calle Méndez Núñez

Elda, Alicante • Ref: #843E692B

€53,975-48% vs area market
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Size

112 m²

Price / m²

€481

Rooms

3

OccupancyVacant
70
Calle Méndez Núñez — Elda
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad, indicando falta de mantenimiento.
  • •Exterior: Los cables eléctricos están expuestos y desordenados en la fachada.
  • •Balcon: La barandilla del balcón parece estar en buen estado, pero la reja de la ventana está oxidada en algunas partes.

Description

Piso de 112 m² ubicado en Elda, Alicante. Se trata de un piso de 112 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Elda, teniendo buenos accesos por la A-31 y la N-344. La ciudad cuenta con comunicaciones públicas como autobuses interurbanos que facilitan el desplazamiento dentro de la área metropolitana. En Elda se pueden encontrar servicios como supermercados, restaurantes, centros deportivos y centros educativos. Además, la ciudad cuenta con puntos de interés como el Hospital General Universitario de Elda, ofreciendo también fácil acceso a instalaciones comerciales. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1930

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 112.25 m² but the cadastre records 288 m² (+157%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2515710XH9621N0001MX
Cadastral area
288 m²
Year built
1930
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 500 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
10/15

Vivienda de 112.25m² en Elda a 481€/m² (mediana zona 922€/m², delta -47.8%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (491 días).

Strengths

  • +Descuento del -47.8% frente a la mediana zonal (922€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −491 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elda, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-47.8%Strong opportunity
Scope
Municipality
Zone median
€922 /m²
This asset
€481 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+21.2%Above anchor
Scope
Postal code
Zone median
€397 /m²
This asset
€481 /m²
Samples
33
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€53,975
Transfer tax (ITP) 10% — Comunitat Valenciana€5,398
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€60,673
Estimated refurbishment (state: mejorable)€45,000 – €78,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (500 days)
On Atalaya since11 Sept 2026
Last updated17 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing