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Calle Monte del Real Nº 88 Urbanización el Pantano

Alcora, Castellón • Apartment · Auction • Ref: #82B93286

€270,883
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Size

1194 m²

Rooms

4

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA nro. 8.625: Urbana. - Parcela 88 de la Urbanización El Pantano, tida Simona o Puntarro, de mil ciento noventa y cuatro metros cuadrados en cuyo interior hay un edificio unifamiliar aislado compuesto de planta semisótano, destinada a garaje, almacén, bodega y trastero, con una superficie útil de noventa y seis metros setenta y dos decímetros cuadrados y construida de ciento quince metros cincuenta y dos decímetros cuadrados, planta baja, distribuida en salón-estar, comedor, cocina, galería, terraza, un dormitorio y aseo, con una superficie útil de ochenta y un metros cincuenta y dos decímetros decímetros cuadrados y construida de noventa y cinco metros cuarenta y nueve decímetros cuadrados y un piso alto

Characteristics

Bathrooms

2

Year built

1992

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€473,888
Detalle cargasHipoteca a favor de UNION DE CREDITOS INMOBILIARIOS SA EFC por 208915 euros de principal, 37604.70 euros de intereses ordinarios, 112814.10 euros de intereses de demora, 31337.25 euros de costas y gastos, y 10445.75 euros de otras cantidades. Otra hipoteca a favor de UNION DE CREDITOS INMOBILIARIOS SA EFC por 69934.77 euros de principal, 12588.26 euros de intereses ordinarios, 25176.52 euros de intereses de demora, 6993.48 euros de costas y gastos, y 1398.70 euros de gastos extrajudiciales.
Hipoteca€473,888
Puja mínima€270,883
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExisten dos hipotecas sobre la propiedad, lo que podría complicar la subrogación o la cancelación de cargas. La situación de ocupación es desconocida, lo que añade incertidumbre al proceso.

assignmentCadastral data

straightenUnreconciled surface: the listing states 1194 m² but the cadastre records 258 m² (-78%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1764916YK4316S0001LW
Cadastral area
258 m²
Year built
1992
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Alcora a 270,883€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 17 días.

trending_upStrengths

  • +Subasta inminente: cierre en 17 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcora, Castellón

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-85.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,553 /m²
This asset
€227 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€270,883
Transfer tax (ITP) 10% — Comunitat Valenciana€27,088
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€948
Estimated total investment€299,919

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 17 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (3 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing