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Apartment in Alcobendas

Alcobendas, Madrid • Ref: #82127254

€343,400-22% vs area market
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Size

97 m²

Price / m²

€3,540

Rooms

3

OccupancyOccupied · type to verify
53
Apartment in Alcobendas — Alcobendas
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Los azulejos y el mobiliario de la cocina se ven envejecidos, aunque funcionales.
  • •Dormitorio: Las paredes de los dormitorios necesitan pintura y se aprecian algunos desconchones.
  • •Baño: El baño presenta un diseño dated, pero está operativo y limpio.
  • •Fachada: La fachada del edificio se ve en buen estado general.

Description

Piso de 83 m² ubicado en Alcobendas, Madrid. Se trata de un piso de 83 m² distribuidos en salón-comedor, cocina amueblada, balcón, 3 dormitorios y 1 baño. Cuenta con armarios empotrados y calefacción mediante radiadores. Este piso se sitúa en el núcleo urbano de Alcobendas, con accesos próximos a la A-1 y la M-12. La zona cuenta con transporte público, disponiendo de varias líneas de autobús y cercanías ferroviarias. En el entorno se encuentran servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. A pocos minutos se localizan puntos de interés como el Hospital Infanta Sofía, el Centro Comercial La Vega, y el Polideportivo Municipal José Caballero, además de espacios verdes como el Parque de Andalucía. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1976

Heating

Yes

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
6884401VK4868S0018OP
Cadastral area
97 m²
Year built
1976
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 659 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 97.00m² en Alcobendas a 3540€/m² (mediana zona 4538€/m², delta -22.0%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, stock estancado (638 días).

Strengths

  • +Descuento del -22.0% frente a la mediana zonal (4538€/m²)

Risks

  • −638 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcobendas, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-22.0%Good price
Scope
Municipality (MITMA)
Zone median
€4,538 /m²
This asset
€3,540 /m²
Samples
363
Period
Q4-2025
Source
MITMA

vs other bank assets

-19.3%Good price
Scope
City
Zone median
€4,389 /m²
This asset
€3,540 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€343,400
Transfer tax (ITP) 6% — Madrid€20,604
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,202
Estimated total investment€366,206
Estimated refurbishment (state: mejorable)€39,000 – €68,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (659 days)
On Atalaya since7 Sept 2026
Last updated20 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing