AtalayaAtalaya

Casa en Venta en Parce Virgencica,3

Cabra del Santo Cristo, Jaen • House • Ref: #817BDA37

€50,000-35% vs area market
open_in_newView original listing

Get new bank-owned properties in Cabra del Santo Cristo under your budget by email. Free.

Size

88 m²

Price / m²

€568

Rooms

3

OccupancyUnconfirmed
69
Casa en Venta en Parce Virgencica,3 — Cabra del Santo Cristo
Photo: Diglo
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Encantadora vivienda en la primera planta de un edificio en Cabra del Santo Cristo, Jaén. Con una superficie de 88,61 m2, esta acogedora residencia está pensada para ofrecerte comodidad y bienestar. La distribución de la vivienda se compone de un luminoso salón comedor, tres dormitorios que brindan versatilidad para adaptarse a tus necesidades, una cocina con lavadero para mayor funcionalidad y un baño completo. Cabra del Santo Cristo, con su encanto local y servicios cercanos, crea un entorno perfecto para la vida diaria. La propiedad se encuentra en la primera planta, ofreciendo accesibilidad y comodidad. Además, la zona cuenta con todos los servicios esenciales para tu día a día, como tiendas, restaurantes y más. Con buenas vías de comunicación en carro que conectan con otras áreas de Jaén, esta vivienda es una excelente opción para aquellos que buscan una ubicación conveniente y un hogar acogedor. ¡Contáctanos para obtener más información o programar una visita y descubre todo lo que esta propiedad tiene para ofrecer! Otras características Planta 01 Calificación Energética E

Characteristics

Bathrooms

2

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4831426VG7743S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 88.00m² en Cabra del Santo Cristo a 568€/m² (mediana zona 876€/m², delta -35.2%). Buen Estado. Posesión desconocida. Zona muy_baja, inventario reciente (39 días).

trending_upStrengths

  • +Descuento del -35.2% frente a la mediana zonal (876€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cabra del Santo Cristo, Jaen

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-35.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€568 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+30.9%Above anchor
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€568 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€50,000
Transfer tax (ITP) 7% — Andalucía€3,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€54,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 May 2026
Last updated12 Jun 2026

compare_arrowsZone comparables

Top 5 similar properties in Cabra del Santo Cristo by AI score

Calle Huertas
51

Calle Huertas

€33,900

€245/m² · 138.26 m²

View analysisarrow_forward
Chalet Adosado en Venta en Calle C/ Gila, Nº6,6
51

Chalet Adosado en Venta en Calle C/ Gila, Nº6,6

€0

View analysisarrow_forward

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing