AtalayaAtalaya

Plaza De Aparcamiento 5 Sita en el Sótano -1 de la Entidad Uno.- Local Destinado a Zonas de Aparcamiento y Cuartos Trasteros, del Edificio Sito en Mataró (barcelona), con Frente a la Calle Esteve Albert i Corp Número 98 y a la Calle Salvador Cruxent, 11-

Mataró, Barcelona • Retail · Auction • Ref: #807CB02D

€23,862
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Size

87 m²

OccupancyUnconfirmed
58
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA.- Plaza de aparcamiento 5 sita en el sótano -1 de la ENTIDAD UNO.- LOCAL DESTINADO A ZONAS DE APARCAMIENTO Y CUARTOS TRASTEROS, del edificio sito en Mataró (Barcelona), con frente a la calle Esteve Albert i Corp número 98 y a la calle Salvador Cruxent, 11-13

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€379,000
Detalle cargasHIPOTECA a favor de: CAIXA D'ESTALVIS DE CATALUNYA Capital: 315400,00 euros; Intereses: 2,565% garantizados por el plazo de 2 años; intereses demora: 94620 euros/oscil.divisa: 15770 euros -315400 EUROS 500423.10 FRANCOS SUIZOS- Costas: 27500,00 euros. Plazo hasta el día: 20/07/36 Población y notario: BARCELONA, RICARDO MANEN BARCEL Fecha escritura: 28/07/06 Participación: la plena. Inscripción: 6ª Tomo: 3.536 Libro: 328 Folio: 106 Fecha: 16/10/2008. HIPOTECA sobre el 100,000% (TOTALIDAD) a favor de CATALUNYA BANC, S.A. para responder de 37.200,00 Euros de PRINCIPAL; INTERESES ORDINARIOS de 18 meses al 8,508% anual, hasta un máximo de 20% anual; INTERESES DE DEMORA, por un importe de 13.769,95 Euros; 7.440,00 Euros para COSTAS Y GASTOS; Valor de subasta: 418.241,00 Euros. Valor de Tasación: 418.241,00 euros, plazo de amortización de 216 meses, a contar desde el 01 de enero de 2014 Formalizada en escritura autorizada en Mollet del Vallès por el Notario Ramón Costa Fabra el día 15 de diciembre de 2011. Nº de protocolo 1.164. Constituida en la inscripción 7ª de fecha 25 de enero de 2012.
Hipoteca€379,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca
Análisis riesgoLa propiedad tiene dos hipotecas, una de ellas con un capital pendiente de 315.400 euros y otra de 37.200 euros, lo que suma un total de 352.600 euros en hipotecas. Además, el edicto presume que la finca es la vivienda habitual de la parte ejecutada, lo que podría complicar el proceso de desalojo.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3989137DF5938N

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

58/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Retail location
6/25
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Mataró a 23,862€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 31 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -42.7% frente a la mediana zonal (478€/m²)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-42.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€478 /m²
This asset
€274 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€23,862
Transfer tax (ITP) 10% — Cataluña€2,386
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€27,548

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 13 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (0 days)
On Atalaya since23 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing