AtalayaAtalaya

Cl Dauro,, 6

Darro, Granada • House · Auction • Ref: #7FEDA0FB

€120,000
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OccupancyOccupied · type to verify
35
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Casa de planta baja y planta primera, situada en la calle Ciudad Jardines, número cinco, HOY calle Transversal a Espinosa San Martín-B, o Dauro, marcada con el número seis del pueblo de DARRO, ocupando la planta baja una superficie construida de ciento ochenta y tres metros y ochenta y ocho decímetros cuadrados y la planta primera ocupa una superficie construida de ciento cincuenta y un metros y treinta y cinco decímetros cuadrados, lo que hace una total superficie construida entre ambas plantas de trescientos treinta y cinco metros y veintitrés decímetros cuadrados, estando construida sobre un solar de DOSCIENTOS NOVENTA Y DOS METROS CUADRADOS, de cuya superficie ciento ochenta y tres metros y ochenta y ocho decímetros cuadrados corresponden a lo edificado, destinándose el resto del solar no ocupado por la construcción a patio, y linda por la DERECHA ENTRANDO, con casa de José Expósito Plaza, IZQUIERDA, con Concepción Morillas Quesada, ESPALDA, con corral de Severiano Fernández Plaza y otro de Don José Morillas Quesada y al FRENTE, con la calle Ciudad Jardines.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€439,801
Detalle cargas1) Hipoteca a favor de BANCO POPULAR ESPAÑOL, S.A. por 120000 EUR de principal, intereses ordinarios y de demora, y 18000 EUR para costas. 2) Anotación preventiva de embargo a favor del Servicio Provincial Tributario por 14699.3 EUR. 3) Anotación preventiva de embargo a favor del ESTADO por 254615.26 EUR. 4) Anotación preventiva de embargo a favor del ESTADO por 10686.82 EUR. 5) Anotación preventiva de embargo a favor del ESTADO por 8569.05 EUR.
Hipoteca€150,930
Embargos€288,871
Puja mínima€120,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva
Análisis riesgoLa propiedad tiene múltiples cargas, incluyendo una hipoteca y varios embargos, y está ocupada como vivienda habitual del ejecutado, lo que puede complicar el proceso de desalojo y aumentar los costes asociados.

assignmentCadastral data

Cadastral ref.
4238410VG7343G0001ID
Cadastral area
378 m²
Year built
1990
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
0/15
BOE bonus
3/6

Subasta BOE en Darro a 120,000€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 5 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Darro, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€1,788 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 7% — Andalucía€8,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€129,820

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 6 September 2026 at 19:43

Listing intel

SourceBOE Auctions
On the market sinceJul 2026 (34 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing