Saltar al contenido
AtalayaAtalaya

Apartment in Poboleda

Poboleda, Tarragona • Ref: #7F83ECD6

€45,000
open_in_newView original listing

Get new bank-owned properties in Poboleda under your budget by email. Free.

Size

104 m²

Price / m²

€433

Rooms

3

OccupancyUnconfirmed
52
Apartment in Poboleda — Poboleda
Photo: Hipoges
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda situada en un edificio de cuatro alturas sobre rasante, ubicado en la calle Raval, en la localidad de Poboleda, en la provincia de Tarragona. La vivienda está distribuida en un amplio hall de entrada, que da acceso a una cocina equipada independiente muy luminosa exterior y amueblada, y un pasillo que distribuye a un gran salón comedor con salida a una terraza exterior, tres dormitorios siendo todas ellas habitaciones dobles, y un cuarto de baño completo con bañera. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas. La vivienda dispone de carpintería exterior de aluminio con acristalamiento sencillo, carpintería interior de madera principalmente de sapeli, su puerta de acceso es normal blindada, disponiendo de calefacción de gas natural pero no de aire acondicionado. Los suelos de las estancias son de gres cerámico, y la pintura es monocapa, plástica lisa, en todas las estancias. El edificio dispone de una cierta antigüedad, por lo que carece de ascensor. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1945

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
43114A01200015

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 104.00m² en Poboleda a 433€/m² (mediana zona 883€/m², delta -51.0%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 791 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -51.0% frente a la mediana zonal (883€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Poboleda, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-51.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€891 /m²
This asset
€433 /m²
Samples
804
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€45,000
Transfer tax (ITP) 10% — Cataluña€4,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€50,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated6 Oct 2026
See all bank-owned properties in Poboleda

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing