AtalayaAtalaya

Calle Cinc

Tarragona • Office • Ref: #7CD26DF9

€39,000
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Size

41 m²

Price / m²

€941

OccupancyVacant
67
Calle Cinc — Tarragona
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un buen estado general, con ladrillo visto y persianas en todas las ventanas.
  • •Dormitorio: Las paredes tienen un color claro y el suelo es de baldosas, con mobiliario básico de oficina.
  • •Bano: El baño cuenta con un inodoro y un plato de ducha, con azulejos en tonos marrones.
  • •Salon: El salón tiene paredes claras y suelo de baldosas, con un mueble de estanterías y un escritorio.

descriptionDescription

Oficina de 41 m² en venta ubicada en Tarragona. La oficina está bien comunicada, con paradas de autobús a pocos metros con las líneas 30, 54, 3 y 72, a 15 minutos de la estación del tren y próxima a la carretera nacional N-340. La zona dispone de equipamiento variado, supermercado, restaurantes, centro de educación secundaria, oficina bancaria, etc. Accesible, comunicada y de fácil localización, se trata de una oficina con una superficie de 41 m² situada en la planta primera de un edificio construido en 2002, distribuidos en una estancia y 1 baño. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en esta oficina y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2002

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8336904CF4583E

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1469 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Grade
18/25
Legal liens
10/15
Zone liquidity
0/15

Oficina grado unknown de 41.44m² en Tarragona a 941€/m² (mediana zona 652€/m², delta %). Posesión libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 307 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1468 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

Estimated acquisition costs

Asset price€39,000
Transfer tax (ITP) 10% — Cataluña€3,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,200
Estimated refurbishment (state: mejorable)€16,500 – €29,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2022 (1469 days)
On Atalaya since10 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing