AtalayaAtalaya

Apartment in Santo Domingo de la Calzada

Calle Pinar

Santo Domingo de la Calzada, La Rioja • Ref: #7CBD186D

€18,000
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Size

68 m²

Price / m²

€265

Rooms

1

OccupancyUnconfirmed
69
Calle Pinar — Santo Domingo de la Calzada
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio tradicional entre medianeras con fábrica de sillería y mampostería en aparente estado de conservación estable.
  • •Exterior: planta baja ocupada por local comercial y portal de acceso residencial de madera antigua.
  • •Balcon: balcones volados con barandillas metálicas tradicionales que presentan algo de desgaste por intemperie.

Description

Piso de 68 m² a la venta en Santo Domingo de la Calzada, en la provincia de La Rioja. Esta vivienda de segunda mano está distribuida en varias dependencias y servicios. Dispone de buenas comunicaciones tanto por transporte público como por transporte privado. Ubicada en una zona con todo tipo de servicios alrededor (supermercado, comercios, zona turística, restaurantes, etc.). Por ello, es una opción en la que invertir. Con los servicios prestados podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Energy rating

G

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
3988908WM0938N0006PR

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 68.00m² en Santo Domingo de la Calzada a 265€/m² (mediana zona 456€/m², delta -41.9%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 79 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -41.9% frente a la mediana zonal (456€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −909 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santo Domingo de la Calzada, La Rioja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+14.2%Above anchor
Scope
City
Zone median
€232 /m²
This asset
€265 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€18,000
Transfer tax (ITP) 7% — La Rioja€1,260
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€20,560
Estimated refurbishment (state: mejorable)€27,000 – €47,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Sept 2026
€22,000arrow_forward€18,000-18.18%

Listing intel

SourceSolvia
On the market sinceApr 2024 (919 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing