AtalayaAtalaya

Land in Guaro

Guaro, Málaga • Ref: #7C982CCE

€73,300
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Size

1796 m²

Price / m²

€41

OccupancyUnconfirmed
52
Land in Guaro — Guaro
Photo: Cimenta2
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Terreno clasificado como suelo urbanizable, situado en el paraje Pedro Franco, dentro del término municipal de Guaro, provincia de Málaga. El solar presenta una superficie total de 1.796 metros cuadrados, con acceso desde vía rural o secundaria, en un entorno de carácter natural y paisajístico. El terreno se encuentra en una zona con potencial de desarrollo urbanístico, según planeamiento vigente, y puede estar sujeto a condiciones específicas de ordenación, edificabilidad y uso. La topografía es variable, con pendiente moderada o suave, y vegetación autóctona. Dispone de acceso a infraestructuras básicas en las proximidades, aunque puede requerir actuaciones de urbanización para su aprovechamiento pleno conforme a normativa urbanística local.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5586402UF3558N
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 427 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Zoning
15/25
Legal liens
7/15
Zone liquidity
2/15

Suelo urbanizable (uso unknown) de 1795.98m² en Guaro a 41€/m² (mediana zona 56€/m², delta -26.8%). Posesión desconocida. Zona muy_baja, stock estancado (416 días).

Strengths

  • +Descuento del -26.8% frente a la mediana zonal (56€/m²)

Risks

  • −416 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Guaro, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-19.6%Good price
Scope
Province (MITMA)
Zone median
€51 /m²
This asset
€41 /m²
Samples
84
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€73,300
Transfer tax (ITP) 7% — Andalucía€5,131
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€79,731

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€69,400arrow_forward€73,300-5.62%

Listing intel

SourceCimenta2
On the market sinceJul 2025 (427 days)
On Atalaya since13 May 2026
Last updated25 Sept 2026

Zone comparables

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Suelo en Lugar Pedro Franco Parc R5 Proy. Reparc Sector Ur-5, Guaro
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Suelo en Lugar Pedro Franco Parc R5 Proy. Reparc Sector Ur-5, Guaro

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View analysis

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing