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Calle Roca del Cavall, 8

Premià de Dalt, Barcelona • House · Auction • Ref: #7BE23476

€587,443
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Rooms

4

OccupancyOccupied · vulnerable
31
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

DATOS REGISTRALES: Finca registral 6.622 de Premià de Dalt, inscrita en el Registro de la Propiedad num. 2 de Mataró, al Tomo 3.488, Libro 200, Folio 11

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€383,321
Detalle cargasHIPOTECA a favor de CAIXA D'ESTALVIS I PENSIONS DE BARCELONA por 300000 EUR de capital, 28500 EUR de intereses ordinarios, 61500 EUR de intereses de demora y 60000 EUR de costas. ANOTACION PREVENTIVA DE EMBARGO a favor de AJUNTAMENT DE SANTA MARGARIDA DE MONTBUI por 3395.46 EUR de principal, 297.45 EUR de costas, 769.58 EUR de intereses de demora y 679.1 EUR de recargo de apremio. ANOTACION PREVENTIVA DE EMBARGO a favor de HACIENDA PUBLICA por 7156.57 EUR de principal, 32.58 EUR de intereses y 7500 EUR de costas. ANOTACION PREVENTIVA DE EMBARGO a favor de TESORERIA GENERAL DE LA SEGURIDAD SOCIAL por 18090.3 EUR de principal, 787.19 EUR de intereses, 10.91 EUR de costas y 3618.04 EUR de recargo de apremio.
Hipoteca€300,000
Embargos€383,321
Puja mínima€587,443
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada y es vivienda habitual del demandado, con vulnerabilidad acreditada y fecha de lanzamiento posterior a la subasta, lo que implica un riesgo alto de retrasos en la toma de posesión. Además, existen múltiples cargas que superan el valor de tasación.

assignmentCadastral data

Cadastral ref.
4948701DF4944N0001FO

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

31/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
0/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
8/15
BOE bonus
3/6

Subasta BOE en Premià de Dalt a 587,443€. Sin tasación de referencia publicada. Posesión con ocupantes en vulnerabilidad protegida. Subasta cierra en 13 días.

trending_upStrengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin referencia zonal disponible
  • −Documentación judicial: vulnerabilidad protegida por ley anti-desahucios
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Premià de Dalt, Premià de Dalt, Barcelona

Estimated acquisition costs

Asset price€587,443
Transfer tax (ITP) 10% — Cataluña€58,744
Notary (est.)€881
Land Registry (est.)€587
Admin agency (est.)€2,056
Estimated total investment€649,711

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (6 days)
On Atalaya since17 Sept 2026
Last updated17 Sept 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing