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AtalayaAtalaya

Calle Avencedrell

Xeraco, ValenciaRetailRef: #7AD29E89

€106,600
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Size

238 m²

Price / m²

€448

OccupancyVacant
69
Calle Avencedrell — Xeraco
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada del edificio presenta un aspecto general bueno, aunque la planta baja muestra signos de desgaste y suciedad.
  • Exterior: El local comercial en la planta baja tiene las ventanas cubiertas y la entrada parece cerrada, indicando que no está en uso.
  • Bano: Los baños están operativos pero con un diseño y equipamiento que denotan antigüedad.
  • Interior: El interior del local comercial está vacío, con suelos de mármol y techos con luminarias integradas, pero sin mobiliario.

descriptionDescription

Local comercial en la planta baja de un edificio plurifamiliar de alturas bajo rasante sin ascensor en el municipio de Xeraco, provincia de Valencia. Local destinado a fines comerciales con acceso y directo a la vía pública. El local cuenta con una amplia zona diáfana, varias estancias y con un baño. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales. Cuenta con fácil acceso a la carretera y otros nudos de comunicación. Cercano a establecimientos y comercios de la zona. Con nuestros servicios podrá encontrar el local que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Inmueble sujeto a 9 meses de carencia. Consultar bases legales en el apartado de documentos de la ficha de producto.

Characteristics

Elevator

No

Energy rating

D

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1286 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta calle de 238.05m² en Xeraco a 448€/m² (mediana zona 412€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 127 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1285 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Xeraco, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+7.4%Above anchor
Scope
Province (MITMA)
Zone median
€417 /m²
This asset
€448 /m²
Samples
121
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€106,600
Transfer tax (ITP) 10% — Comunitat Valenciana€10,660
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€373
Estimated total investment€118,633
Estimated refurbishment (state: mejorable)€95,000€166,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2023 (1286 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing