AtalayaAtalaya

Calle La Cadena

Logroño, La Rioja • Apartment • Ref: #7A5B985C

€59,000-33% vs area market
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Size

50 m²

Price / m²

€1,184

Rooms

2

OccupancyOccupied · no titleDeduced by AI
42
Calle La Cadena — Logroño
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las paredes de las habitaciones presentan suciedad, desconchones y agujeros, indicando la necesidad de una reforma integral.
  • •La cocina, aunque funcional, muestra azulejos y mobiliario envejecidos, sugiriendo una actualización.
  • •Los suelos de baldosas en las estancias interiores están sucios y desgastados, requiriendo limpieza o reemplazo.
  • •La fachada del edificio principal tiene grafitis en la parte inferior y un aspecto general que podría beneficiarse de mantenimiento.

descriptionDescription

Piso en venta en la localidad de Logroño, provincia de La Rioja. La vivienda se sitúa en la primera planta de un edificio construido en 1968. Tiene una superficie de 50 m² y se compone de salón-comedor, cocina, 2 dormitorios, 1 baño y balcón. Cuenta con buenas comunicaciones, paradas de autobús cercanas, estación de tren a 15 minutos a pie y buen acceso rodado a la carretera LO-20 en pocos minutos. La zona está dotada de equipamiento variado (colegios, centro de salud, farmacias, supermercados, restaurantes, centros deportivos, etc.). Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 49.85 m² but the cadastre records 57 m² (+14%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5921726WN4052S0004RE
Cadastral area
57 m²
Year built
1968
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1162 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 49.85m² en Logroño a 1184€/m² (mediana zona 1769€/m², delta -33.1%). Requiere Reforma Integral. Posesión con ocupación irregular. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -33.1% frente a la mediana zonal (1769€/m²)

warningRisks

  • −IA detectó: El activo se encuentra ocupado por persona sin justo título.
  • −1154 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Logroño, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-33.1%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,769 /m²
This asset
€1,184 /m²
Samples
428
Period
Q4-2025
Source
MITMA

account_balancevs other bank assets

-6.3%In line
Scope
Postal code
Zone median
€1,263 /m²
This asset
€1,184 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,000
Transfer tax (ITP) 7% — La Rioja€4,130
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€64,430

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
11 Sept 2026
€40,000arrow_forward€59,000-47.5%

Listing intel

SourceSolvia
On the market sinceJul 2023 (1162 days)
On Atalaya since13 May 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing