AtalayaAtalaya

Apartment in Cuevas del Almanzora

Cuevas Almanzora, Almería • Ref: #793B40E7

€53,600
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Size

111 m²

Price / m²

€483

Rooms

2

OccupancyUnconfirmed
75
Apartment in Cuevas del Almanzora — Cuevas Almanzora
Photo: Cimenta2
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Good

Photo quality

Good

Description

Vivienda piso en un edificio de cuatro plantas sobre rasante situado en el municipio de Cuevas del Almanzora, en la provincia de Almería. Edificio con fachadas a tres calles. Debido al desnivel entre calles, las viviendas se sitúan en cuatro alturas, con cuatro escaleras y un acceso común, a excepción de seis viviendas. Edificio construido en el año 2014 con ascensor. La planta sótano se destina a plaza de aparcamiento y trasteros. Zona residencial del municipio emplazado en la entrada al casco urbano desde la carretera Vera a Águilas, próximo a zona escolar, dotada de servicios y equipamientos. Buenas comunicaciones. A través de la A-332 se comunica con la N-340 a que enlaza tanto con la autovía A-7 como con la autopista Vera-Cartagena. .

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2014

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 819 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 110.98m² en Cuevas Almanzora a 743€/m² (mediana zona 1564€/m², delta -52.5%). Buen Estado. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Descuento del -52.5% frente a la mediana zonal (1564€/m²)
  • +Estado habitable sin reforma inmediata

Risks

  • −734 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Cuevas Almanzora, Almería

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-40.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€817 /m²
This asset
€483 /m²
Samples
432
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€53,600
Transfer tax (ITP) 7% — Andalucía€3,752
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€58,652

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Sept 2026
€82,500arrow_forward€53,600-35.03%

Listing intel

SourceCimenta2
On the market sinceJun 2024 (819 days)
On Atalaya since1 Jun 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing