AtalayaAtalaya

Apartment in Morón de la Frontera

Moron de la Frontera, Sevilla • Ref: #78FB6BE3

€105,000-37% vs area market
open_in_newView original listing

Get new bank-owned properties in Moron de la Frontera under your budget by email. Free.

Size

165 m²

Price / m²

€636

Rooms

5

OccupancyUnconfirmed
48
Apartment in Morón de la Frontera — Moron de la Frontera
Photo: Retama Real Estate (UCI)
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Bano: Uno de los banos presenta el techo en bruto con vigas y bovedillas al descubierto y carece de sanitarios principales.
  • •Cocina: Mobiliario antiguo y basico con azulejos muy desfasados que requieren actualizacion integral.
  • •Pasillo: Paredes con zonas parcheadas y marcas de humedad o reparaciones pendientes de pintar.
  • •Salon: Espacio amplio con suelos de gres y carpinteria antigua que requiere modernizacion general.

Description

- Vivienda construida. - Los interesados tienen derecho a que se les entregue una copia del documento informativo abre...

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 165.00m² en Moron de la Frontera a 636€/m² (mediana zona 1014€/m², delta -37.3%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 106 días en mercado.

Strengths

  • +Descuento del -37.3% frente a la mediana zonal (1014€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moron de la Frontera, Sevilla

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-37.3%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,014 /m²
This asset
€636 /m²
Samples
91
Period
Q4-2025
Source
MITMA

vs other bank assets

-50.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,295 /m²
This asset
€636 /m²
Samples
973
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 7% — Andalucía€7,350
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€113,718

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceRetama (UCI)
On Atalaya since13 Jun 2026
Last updated1 Nov 2026

Zone comparables

Top 5 similar properties in Morón de la Frontera by AI score

See all bank-owned properties in Morón de la Frontera
Piso en Moron de la Frontera (sevilla)
57

Piso en Moron de la Frontera (sevilla)

€90,000

€891/m² · 101 m²

View analysis
Piso en Tocina
54

Piso en Tocina

€49,000

€419/m² · 117 m²

View analysis
Piso en Sagasta
32

Piso en Sagasta

€195,000

€1,189/m² · 164 m²

View analysis

Aggregated data from public sources and servicer Retama Real Estate (UCI). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing