Saltar al contenido
AtalayaAtalaya

Calle Cristóbal Colón

Lo Ferro, Torre-pacheco, MurciaLandRef: #7785C733

€13,500
open_in_newView original listing

Get new bank-owned properties in Torre-pacheco under your budget by email. Free.

Size

641 m²

Price / m²

€21

OccupancyOccupied · no titleDeduced by AI
45
Calle Cristóbal Colón — Lo Ferro, Torre-pacheco
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Solar de 641 m² ubicado en Lo Ferro, Roldán, Torre-Pacheco, Murcia. Se trata de un solar de 641 m² que tiene como uso principal el residencial. El solar se sitúa en el núcleo urbano de Lo Ferro, con buenos accesos por la RM-F21 y cercana a la autovía A-30. Dispone de servicio de autobuses interurbanos en la zona. En el núcleo urbano se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Cerca del campo de golf Hacienda Riquelme y a pocos minutos de centros médicos de la zona. Con nuestros servicios podrá encontrar el solar que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra ocupado ilegalmente por terceros y sin los suministros debidamente contratados. El comprador deberá asumir la situación física y posesoria del inmueble. No se podrá visitar el inmueble al no tener el propietario la posesión, con lo cual no podrá realizarse tasación (lo cual dificultará o impedirá la obtención de financiación hipotecaria) ni será posible la tramitación del certificado de eficiencia energética. El precio de venta de este Inmueble se ha determinado en base a las anteriores circunstancias, que han supuesto un menor valor del mismo, y que deberán ser expresamente aceptadas por el adquirente en la formalización de la transmisión del Inmueble. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
6558105XG7865H0001RM

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 935 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
2/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
8/15

Suelo urbano (uso residencial) de 641.22m² en Torre-pacheco a 21€/m² (mediana zona 133€/m², delta -84.2%). Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -84.2% frente a la mediana zonal (133€/m²)

warningRisks

  • IA detectó: El inmueble se encuentra ocupado ilegalmente por terceros
  • 933 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lo Ferro, Torre-pacheco, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-53.3%Strong opportunity
Scope
City
Zone median
€45 /m²
This asset
€21 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€13,500
Transfer tax (ITP) 8% — Murcia€1,080
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€15,880

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (935 days)
On Atalaya since25 Aug 2026
Last updated30 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Torre-pacheco by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing