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Encarnacion

Carcelén, Albacete • House • Ref: #76F61DF4

€26,000
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Size

90 m²

Price / m²

€289

Rooms

2

OccupancyVacant
51
Encarnacion — Carcelén
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Casa unifamiliar adosada en Carcelén, Albacete Esta propiedad ofrece una cómoda área de 90 m2 distribuidos en una sola altura sobre rasante, lo que brinda una sensación de espacio y libertad. Construida en 1970, esta vivienda ha sido cuidadosamente mantenida y conserva su encanto clásico, ofreciendo a sus residentes una combinación perfecta de historia y comodidad moderna. Al ingresar, serás recibido por un acogedor salón comedor, perfecto para disfrutar de momentos de relajación con familia y amigos. La cocina, equipada con todas las comodidades necesarias, te permitirá preparar deliciosas comidas y crear recuerdos inolvidables en torno a la mesa. Esta casa cuenta con dos dormitorios, ideales para descansar y recargar energías. Además, todos los espacios están diseñados con armarios empotrados, lo que te permitirá mantener tu hogar organizado y libre de desorden. Además de todas estas comodidades, el baño bien diseñado ofrece una zona de tranquilidad donde podrás relajarte después de un largo día. Carcelén es una localidad encantadora, y esta propiedad se encuentra en una ubicación privilegiada dentro de ella. Con Albacete a solo 52.6 km de distancia, es fácilmente accesible en aproximadamente 45 minutos, lo que te permitirá disfrutar tanto de la tranquilidad del pueblo como de las comodidades de la ciudad cuando lo desees. No pierdas la oportunidad de adquirir esta hermosa casa unifamiliar adosada en Carcelén. Es una oportunidad única para vivir en un hogar acogedor, bien ubicado y con todas las comodidades necesarias para crear recuerdos duraderos. ¡No esperes más y contacta con nosotros para programar una visita!

Characteristics

Bathrooms

1

Elevator

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
6287901XJ4169N0001OR
Cadastral area
90 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 90.00m² en Carcelén a 289€/m² (mediana zona 1234€/m², delta -76.6%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -76.6% frente a la mediana zonal (1234€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Carcelén, Albacete

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-76.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,234 /m²
This asset
€289 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-45.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€530 /m²
This asset
€289 /m²
Samples
101
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€26,000
Transfer tax (ITP) 9% — Castilla-La Mancha€2,340
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€29,640

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated29 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing