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AtalayaAtalaya

Calle Orense

Terrassa, BarcelonaDuplexRef: #75C36590

€375,000
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Size

137 m²

Price / m²

€2,741

Rooms

3

OccupancyVacant
60
Calle Orense — Terrassa
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Dúplex de 137 m², de 3 dormitorios y 2 baños, en venta en la localidad de Terrassa, Barcelona. Se trata de un dúplex de 137 m² unidos entre sí mediante una escalera interior. Se distribuye en salón-comedor, 3 dormitorio, terraza, cocina amueblada y 2 baños. Cuenta con armarios empotrados y preinstalación de A/C. La cocina se encuentra amueblada con armarios altos y bajos y equipada con horno, vitrocerámica y campana extractora. Incluye dos plazas de aparcamiento en la planta sótano. Se encuentra en una urbanización con jardines privados y piscina comunitaria. La vivienda se sitúa en el núcleo urbano de la población, siendo su principal vía de comunicación la carretera N-150. También ofrece conexión por transporte público al estar cerca de paradas de autobús (líneas 3) y de la estación de tren Terrassa Est. En los alrededores podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Frente al centro comercial Terrassa Plaça.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2007

Pool

Yes

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 136.79 m² but the cadastre records 201 m² (+47%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9818302DG1091B0088GT
Cadastral area
201 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1610 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 136.79m² en Terrassa a 2741€/m² (mediana zona 2496€/m², delta +9.8%). Buen Estado. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1608 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+9.8%Above anchor
Scope
Municipality
Zone median
€2,496 /m²
This asset
€2,741 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+60.3%Above anchor
Scope
Postal code
Zone median
€1,710 /m²
This asset
€2,741 /m²
Samples
127
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€375,000
Transfer tax (ITP) 10% — Cataluña€37,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,313
Estimated total investment€414,813

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€282,000arrow_forward€375,000-32.98%

Listing intel

SourceSolvia
On the market sinceApr 2022 (1610 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing