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AtalayaAtalaya

Calle Manuel Carrasco i Formiguera

Tàrrega, LleidaOfficeRef: #755602A0

€80,000
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Size

137 m²

Price / m²

€584

OccupancyVacant
60
Calle Manuel Carrasco i Formiguera — Tàrrega
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta grafitis y suciedad en la parte inferior, lo que indica falta de mantenimiento.
  • Exterior: Hay varias unidades de aire acondicionado en la fachada, algunas de las cuales parecen antiguas o con signos de desgaste.
  • Exterior: Las ventanas del edificio parecen estar en buen estado general, aunque algunas muestran reflejos que impiden ver el interior.

descriptionDescription

Oficina de 137 m² ubicada en Tàrrega, Lleida. Se trata de una oficina de 137 m² distribuidos en varias estancias. Oficina situada en el núcleo urbano de Tàrrega, con buenos accesos por la C-14 y la A-2, ambas vías próximas a la localidad. Dispone de comunicaciones mediante líneas de autobús interurbano y estación de tren de cercanías. En la zona se encuentran servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del Parc de Sant Eloi y del Hospital Comarcal de Tàrrega. Con nuestros servicios podrá encontrar la oficina que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 137 m² but the cadastre records 160 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5930703CG4152N0021UQ
Cadastral area
160 m²
Year built
1982
Cadastral use
Commercial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Grade
18/25
Legal liens
10/15
Zone liquidity
0/15

Oficina grado unknown de 137.00m² en Tàrrega a 584€/m² (mediana zona 652€/m², delta -10.4%). Posesión libre. Zona muy_baja, 104 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 307 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tàrrega, Lleida

Estimated acquisition costs

Asset price€80,000
Transfer tax (ITP) 10% — Cataluña€8,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€89,300
Estimated refurbishment (state: mejorable)€55,000€96,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (105 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing