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AtalayaAtalaya

Calle San Jose

Ciempozuelos, MadridApartmentRef: #743F108D

€34,900
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Size

55 m²

Price / m²

€632

Rooms

1

OccupancyOccupied · type to verify
33
Calle San Jose — Ciempozuelos
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • Fachada: La fachada presenta ventanas tapiadas y una puerta con rejas, indicando que la propiedad no está en uso o está en proceso de reforma.
  • Exterior: Se observan contenedores de basura frente a la propiedad y cables eléctricos expuestos en la fachada, sugiriendo un estado de abandono o preparación para una intervención mayor.

descriptionDescription

Piso de 45 m² ubicado en Ciempozuelos, Madrid. Se trata de un piso de 45 m² distribuidos en salón-comedor, cocina, 1 dormitorios y 1 baño en estado ruinoso. El piso se sitúa en el núcleo urbano de Ciempozuelos, contando con buenos accesos por la carretera M‑404 y la A‑4 (Autovía del Sur), que comunican con Madrid y otras poblaciones del sur de la Comunidad de Madrid. En conexión con transporte público, la estación de Cercanías de Ciempozuelos ofrece la línea C‑3 hacia Madrid (Atocha, Sol, Chamartín), complementada por servicios de autobús urbano con una línea circular y varias líneas interurbanas (410, 415, 416, 425, 426) que conectan con Madrid, Aranjuez, Valdemoro, San Martín de la Vega, entre otros destinos. También opera una línea nocturna N‑402 entre Atocha y Aranjuez, que incluye parada en Ciempozuelos. En la zona se encuentran supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Para atención sanitaria dispone del Centro de Salud Ciempozuelos con atención continuada, y el Centro San Juan de Dios / Complejo Asistencial Benito Menni especializado en salud mental. En cuanto a zonas de ocio e interés, destacan la Iglesia de Santa María Magdalena, el Convento de Santa Clara y la Plaza de la Constitución, que aportan relevancia histórica y cultural al entorno. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
7654110VK4475S0001UZ
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 982 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 55.23m² en Ciempozuelos a 632€/m² (mediana zona 3194€/m², delta -80.2%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 937 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -80.2% frente a la mediana zonal (3194€/m²)

warningRisks

  • 973 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ciempozuelos, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-83.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,806 /m²
This asset
€632 /m²
Samples
2341
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€34,900
Transfer tax (ITP) 6% — Madrid€2,094
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,294

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2024 (982 days)
On Atalaya since15 Sept 2026
Last updated22 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Ciempozuelos by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing