AtalayaAtalaya

Balsa (la)

El Ejido, Almería • Land • Ref: #741E937E

€132,308
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Size

4763 m²

Price / m²

€28

OccupancyOccupied · type to verify
55
Balsa (la) — El Ejido
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Ubicado en una zona estratégica de Ejido (El), Almería, este terreno urbano abarca 4762.98 m² de superficie sin edificar. En sus proximidades, a menos de 400 metros, se encuentran cinco restaurantes, siendo el más cercano a 200 metros. La parcela goza de cercanía a instituciones educativas como el CEIP Jesús de Perceval y el CEIP Mirasierra. A tan solo 3 minutos en coche está la Unidad de Medicina Tropical y un gimnasio, proporcionando accesibilidad a servicios de salud y bienestar. En el entorno inmediato hay varios parques y jardines, destacando uno a solo 50 metros de distancia, lo que añade un ambiente natural y de ocio al área. Adicionalmente, dispone de varias paradas de autobús cercanas, con la más próxima a 5 minutos a pie, lo que facilita el transporte público en la zona. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2179401WF2627N0001SB
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 993 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
2/15

Suelo urbanizable (uso unknown) de 4762.98m² en El Ejido a 28€/m² (mediana zona 40€/m², delta -29.1%). Posesión con ocupación a verificar. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -29.1% frente a la mediana zonal (40€/m²)

warningRisks

  • −992 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Ejido, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-57.6%Strong opportunity
Scope
City
Zone median
€66 /m²
This asset
€28 /m²
Samples
30
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€132,308
Transfer tax (ITP) 7% — Andalucía€9,262
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€463
Estimated total investment€143,033

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2023 (993 days)
On Atalaya since3 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing