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Calle Rábida,, 11

Punta Umbría, Huelva • Apartment · Auction • Ref: #73A77999

€101,504
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Size

97 m²

Rooms

2

OccupancyVacant
64
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

DESCRIPCIÓN QUE CONSTA EN LA CERTIFICACIÓN DE CARGAS PUBLICADA EN EL BOE

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónlibre
Desahucio necesario
Cargas (€)€113,016
Detalle cargasHipoteca a favor de CAIXABANK SA por 80000 euros de principal, 1800 euros de intereses ordinarios, 22200 euros de intereses de demora, 11200 euros para costas y gastos, 800 euros para prestaciones accesorias. Embargo administrativo a favor de AYUNTAMIENTO DE PUNTA UMBRÍA por 11016.38 euros.
Hipoteca€116,000
Embargos€11,016
Puja mínima€101,504
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad es vivienda habitual y tiene cargas significativas, aunque la ocupación es libre. Existe un embargo administrativo además de la hipoteca.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0474315PB8107S

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
3/15
BOE bonus
6/6

Subasta BOE en Punta Umbría a 101,504€. Sin tasación de referencia publicada. Posesión libre. Subasta cierra en 5 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Documentación judicial confirma que no se requiere desahucio adicional
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Documentación judicial: vivienda libre

warningRisks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Punta Umbría, Punta Umbría, Huelva

Estimated acquisition costs

Asset price€101,504
Transfer tax (ITP) 7% — Andalucía€7,105
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€355
Estimated total investment€109,964

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (22 days)
On Atalaya since1 Sept 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing