AtalayaAtalaya

Apartment in Calp

Avenida Rosa de los Vientos - Ed Penyal Ii -

Torrellano, Calpe/calp, Alicante • Ref: #70D5B67A

€299,000-11% vs area market
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Size

111 m²

Price / m²

€2,697

Rooms

2

OccupancyOccupied · legal tenantDeduced by AI
55
Avenida Rosa de los Vientos - Ed Penyal Ii - — Torrellano, Calpe/calp
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio residencial en buen estado aparente de conservacion y mantenimiento.
  • •Salon: espacio amplio y luminoso con suelos de marmol pulido, paredes bien pintadas y aire acondicionado por conductos.
  • •Cocina: equipada con muebles blancos y encimera de granito, en estado operativo y funcional a falta de frigorifico y lavavajillas.

Description

Piso de 111 m² situado en la localidad de Calpe, provincia de Alicante La vivienda se encuentra en un edificio construido en 2004. Tiene una superficie de 111 m² distribuidos en salón comedor, cocina amueblada y equipada con horno, vitrocerámica y campana extractora, 2 dormitorios y 2 baños. Situado en zona residencial de la Playa de la Fossa con todos los servicios, esta luminosa vivienda de obra nueva desde 62 m² ofrece muy buena conexión tanto por transporte público, con paradas de autobús próximas, como privado y fácil acceso a la carretera nacional N-332 (alrededor de 8 minutos). Cercana colegios, parques, centros deportivos, supermercados, cafeterías, centro de salud, farmacias y a 5 minutos de la playa.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2004

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7626703BC6872N0046WF
Cadastral area
100 m²
Year built
2004
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 327 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 110.88m² en Calpe/calp a 2697€/m² (mediana zona 3042€/m², delta -11.3%). Buen Estado. Posesión con inquilino legal. Zona muy_baja, 295 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Torrellano, Calpe/calp, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-11.3%Good price
Scope
Municipality (MITMA)
Zone median
€3,042 /m²
This asset
€2,697 /m²
Samples
111
Period
Q4-2025
Source
MITMA

vs other bank assets

-7.8%In line
Scope
Postal code
Zone median
€2,926 /m²
This asset
€2,697 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€299,000
Transfer tax (ITP) 10% — Comunitat Valenciana€29,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,047
Estimated total investment€330,947

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (327 days)
On Atalaya since8 Sept 2026
Last updated1 Nov 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing