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Retail in Vilanova i la Geltrú

Calle Mercaders

Vilanova i la Geltrú, Barcelona • Ref: #70C5A4D8

€68,100
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Size

48 m²

Price / m²

€1,419

OccupancyVacant
69
Calle Mercaders — Vilanova i la Geltrú
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: acceso a local o bajo comercial con persiana enrollable y revestimiento cerámico antiguo que presenta suciedad acumulada.
  • •Salon: espacio diáfano con suelo laminado en estado aceptable, paredes con restos de anclajes y necesidad de pintura general.
  • •Bano: aseo de corte antiguo y funcional con alicatado clásico, sanitarios básicos y suelo de terrazo.

Description

Local comercial en edificio residencial situado en Vilanova i la Geltrú. Cuenta con una superficie de 48 m² desarrollados en planta baja y altillo y distribuidos en varias estancias, entre ellas 1 baño. Dispone de acceso directo de la calle. Está emplazado en el casco urbano, en zona transitada y bien comunicada, con todos los servicios necesarios cercanos como, sucursales bancarias, centros médicos, museos, etc. A pocos metros encontrá el Castillo de la Geltrú y el ayuntamiento de la localidad. Dispone de muy buena comunicación tanto pública con una parada de autobús a menos de 5 minutos y la estación de tren a menos de 900 metros, como privada a través de la C-31. Vilanova y la Geltrú cuenta con puerto deportivo y varias playas. Ideal, por tanto, para montar un negocio abierto al público o desarrollar cualquier otra actividad profesional, contando con un acceso cómodo y fácil adaptabilidad. Este producto se sitúa por debajo de la media de precio en su zona. El precio ha sido calculado por el departamento de estudios de Solvia para ajustarse a la realidad del mercado. Ha sido visitado por nuestros especialistas para garantizar que la descripción se corresponde con las características reales del inmueble. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3348101CF9634N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2759 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
12/15

Local comercial planta calle, multi-planta de 48.00m² en Vilanova i la Geltrú a 1419€/m² (mediana zona 766€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 18 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −2749 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova i la Geltrú, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+85.2%Above anchor
Scope
City
Zone median
€766 /m²
This asset
€1,419 /m²
Samples
17
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€68,100
Transfer tax (ITP) 10% — Cataluña€6,810
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€76,210
Estimated refurbishment (state: mejorable)€19,000 – €33,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2019 (2759 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing