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Calle De la Font Flavia50, 5º 2ª

Districte 2, Terrassa, Barcelona • Apartment · Auction • Ref: #6F767FEF

€199,200
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Size

80 m²

OccupancyUnconfirmed
42
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

situada en la planta quinta de la escalera número cincuenta del Polígono Sant Llorenç del Munt, identificada como calle de la Font Flavia, número cincuenta, hoy Plaza Font Flavia, número cincuenta, en el término municipal de Terrassa. Tiene una superficie construida de ochenta metros cuadrados. LINDA: frente, entrando en el bloque, con los patios de luces y con el rellano de la escalera, por donde tiene el acceso; por la izquierda, mismo frente, con el hueco de zona vial interior; por la derecha, mismo frente, con el hueco de zona vial interior; y por el fondo, con el hueco de la Plaza Font Flavia. CUOTA DE PARTICIPACIÓN: Un entero setecientas cincuenta y una milésimas por ciento.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€153,593
Detalle cargasHIPOTECA a favor de BANCO BILBAO VIZCAYA ARGENTARIA, S.A. por 153592.71 EUR de principal, intereses y costas.
Hipoteca€153,593
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, servidumbre, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca significativa y una servidumbre. La ocupación es desconocida, lo que añade riesgo.

assignmentCadastral data

straightenUnreconciled surface: the listing states 80 m² but the cadastre records 89 m² (+11%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0236036DG2003C0027GR
Cadastral area
89 m²
Year built
1960
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
12/15
BOE bonus
5/6

Subasta BOE en Terrassa a 199,200€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 7 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 7 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Precio +15.1% por encima de mediana zonal
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Districte 2, Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+15.1%Above anchor
Scope
Municipality
Zone median
€2,163 /m²
This asset
€2,490 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€199,200
Transfer tax (ITP) 10% — Cataluña€19,920
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€697
Estimated total investment€220,817

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 23 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (20 days)
On Atalaya since4 Sept 2026
Last updated4 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing