AtalayaAtalaya

Calle Guell

Soleia U, Girona • Apartment • Ref: #6F580AE0

€169,000-47% vs area market
open_in_newView original listing

Get new bank-owned properties in Girona under your budget by email. Free.

Size

96 m²

Price / m²

€1,756

Rooms

3

OccupancyOccupied · no titleDeduced by AI
60
Calle Guell — Soleia U, Girona
Photo: Solvia
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general envejecido, con la pintura de la fachada mostrando signos de desgaste.
  • •Balcones: Los balcones tienen barandillas que parecen antiguas y algunas persianas están cerradas o en mal estado.

descriptionDescription

Piso de 96 m² ubicado en Girona. Se trata de un piso de 96 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 1 baño. Se sitúa en el barrio de Can Gibert del Pla, dentro del núcleo urbano, con acceso a las principales vías de salida de la ciudad, incluida la N-II. La zona dispone de líneas de autobús urbano y conexiones por carretera con otros municipios. En el barrio se encuentran supermercados, centros educativos, instalaciones deportivas, establecimientos de restauración, oficinas bancarias y comercios. A pocos minutos se localizan la estación de tren y autobuses de Girona y el Hospital Universitario de Girona Doctor Josep Trueta. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4168203DG8446G0006DM
Cadastral area
96 m²
Year built
1975
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3051 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 96.22m² en Girona a 1756€/m² (mediana zona 3325€/m², delta -47.2%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -47.2% frente a la mediana zonal (3325€/m²)

warningRisks

  • −IA detectó: El activo se encuentra ocupado. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo.
  • −3048 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Soleia U, Girona, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-47.2%Strong opportunity
Scope
Municipality
Zone median
€3,325 /m²
This asset
€1,756 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+3.0%In line
Scope
Postal code
Zone median
€1,705 /m²
This asset
€1,756 /m²
Samples
41
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€169,000
Transfer tax (ITP) 10% — Cataluña€16,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€592
Estimated total investment€187,492
Estimated refurbishment (state: mejorable)€38,500 – €67,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2018 (3051 days)
On Atalaya since8 Aug 2026
Last updated29 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Girona by AI score

Calle Rossello
87

Calle Rossello

€134,000

€1,271/m² · 105.45 m²

View analysisarrow_forward
Calle Campcardo
87

Calle Campcardo

€119,000

€1,520/m² · 78.29 m²

View analysisarrow_forward
Calle Montseny
84

Calle Montseny

€159,000

€1,840/m² · 86.4 m²

View analysisarrow_forward
Piso en Olot
83

Piso en Olot

€140,000

€1,284/m² · 109 m²

View analysisarrow_forward
Piso en Sant Narcis
82

Piso en Sant Narcis

€149,600

€1,662/m² · 90 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing