AtalayaAtalaya

Ex Vpo Chalet Adosado, Cl, San Antonio, Vicar

La Gangosa-Vistasol, Vicar • House • Ref: #6F1D5A5A

€151,000-18% vs area market
open_in_newView original listing

Size

148 m²

Price / m²

€1,020

Rooms

4

OccupancyUnconfirmed
47
Ex Vpo Chalet Adosado, Cl, San Antonio, Vicar — La Gangosa-Vistasol, Vicar
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada muestra signos de desgaste y decoloración en varias zonas.
  • •Exterior: Las rejas de las ventanas y puertas de acceso presentan un aspecto envejecido y algunas manchas de óxido.
  • •Exterior: El pavimento de la calle y las aceras adyacentes a las propiedades muestran un deterioro general.

descriptionDescription

Vivienda unifamiliar adosada situada en el municipio de Vícar, en la zona de La Gangosa‑Vistasol, dentro de un entorno residencial consolidado. El inmueble se desarrolla en dos plantas sobre rasante y cuenta con una superficie construida aproximada de 148 m², sobre una parcela de alrededor de 122 m². Se ubica en una zona con buenas comunicaciones y acceso a servicios básicos como centros educativos, sanitarios, comercios y equipamientos deportivos. Vivienda con tipología adosada, adecuada tanto como residencia habitual como para inversión, en un entorno urbano con demanda residencial estable.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 147.98m² en Vicar a 1020€/m² (mediana zona 1245€/m², delta -18.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (15 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Gangosa-Vistasol, Vicar

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-18.1%Good price
Scope
Municipality
Zone median
€1,245 /m²
This asset
€1,020 /m²
Period
2026-06
Source
Idealista

account_balancevs other bank assets

+65.9%Above anchor
Scope
City
Zone median
€615 /m²
This asset
€1,020 /m²
Samples
32
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceSept 2026 (23 days)
On Atalaya since15 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing