AtalayaAtalaya

Land in Olot

Olot, Girona • Ref: #6E760AB3

€92,000
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Size

431 m²

Price / m²

€213

OccupancyVacant
69
Land in Olot — Olot
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

0 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Solar Residencial en Olot, provincia de Girona, de tipología Plurifamiliar con una superficie de 430,98 m², con edificabilidad estimada de 765 m² y un número estimado de 4 unidades a edificar. El % de propiedad que se posee en la finca registral es del 100 %. Existe una edificación en la parcela en mal estado (demolición: 15.000 €). Se considera edificio plurifamiliar con PS para 14 plazas de garaje, PB para uso comercial (2 locales) y 2PP para 4 viviendas.

Characteristics

Elevator

No

Year built

1963

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 430.98 m² but the cadastre records 372 m² (-14%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8307107DG5780N0001XB
Cadastral area
372 m²
Year built
1963
Cadastral use
Industrial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
13/15

Suelo urbano (uso industrial) de 430.98m² en Olot a 253€/m² (mediana zona 139€/m², delta %). Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olot, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-22.0%Good price
Scope
City
Zone median
€273 /m²
This asset
€213 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,000
Transfer tax (ITP) 10% — Cataluña€9,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€322
Estimated total investment€102,522

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Oct 2026
€109,000arrow_forward€92,000-15.6%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since10 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing