AtalayaAtalaya

Local en Valls

Valls, Tarragona • Retail • Ref: #6DC1E762

€19,600
open_in_newView original listing

Get new bank-owned properties in Valls under your budget by email. Free.

Size

86 m²

Price / m²

€227

OccupancyOccupied · no title
59
Local en Valls — Valls
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto muy deteriorado, con suciedad, desconchones y rejas oxidadas.
  • •Interior: Las paredes interiores muestran desconchones y la pintura está muy deteriorada, con zonas de humedad.
  • •Interior: El suelo es de cemento y está sucio, lo que indica un estado de abandono o de obra.

descriptionDescription

Bank-owned property managed by Solvia (Livingcenter (CaixaBank)).

Characteristics

Year built

1900

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 86.2 m² but the cadastre records 72 m² (-16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3418703CF5731G0002QL
Cadastral area
72 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
2/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
13/15

Local comercial planta unknown de 86.20m² en Valls a 227€/m² (mediana zona 372€/m², delta -39.0%). con ocupación irregular. Zona baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 21 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -39.0% frente a la mediana zonal (372€/m²)

warningRisks

  • −BuildingCenter (CaixaBank) marca el activo como reocupado tras la recuperación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valls, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-38.1%Strong opportunity
Scope
City
Zone median
€367 /m²
This asset
€227 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,600
Transfer tax (ITP) 10% — Cataluña€1,960
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€22,860

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€21,300arrow_forward€19,600-7.98%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Valls by AI score

Calle Candela
86

Calle Candela

€23,800

€193/m² · 123.24 m²

View analysisarrow_forward
Local Comercial en L'esglèsia
83

Local Comercial en L'esglèsia

€9,500

€140/m² · 68 m²

View analysisarrow_forward
Calle Candela,, 1
70

Calle Candela,, 1

€49,000

€261/m² · 187.58 m²

View analysisarrow_forward
Calle Raval de Farigola
69

Calle Raval de Farigola

€48,000

€689/m² · 69.62 m²

View analysisarrow_forward
Calle Sant Oleguer
69

Calle Sant Oleguer

€19,500

€376/m² · 51.89 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing