AtalayaAtalaya

Calle Ràpita

Tortosa, Tarragona • Retail • Ref: #6D5831BC

€111,975
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Size

626 m²

Price / m²

€179

OccupancyUnconfirmed
66
Calle Ràpita — Tortosa
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial situado en la localidad de Tortosa, provincia de Tarragona. Se trata de un local comercial con una superficie de 680 m², situado en la planta baja de un edificio construido en 1982, distribuido en un espacio diáfano y con 1 baño y con acceso directo e independiente desde la calle. El espacio comercial está comunicado mediante autobuses de líneas interurbanas y a través de los accesos viarios C-12 y TV-3421. La zona está dotada de equipamiento variado, supermercado, instituto, restaurantes, parque, gasolinera, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Inmueble sujeto a 6 mesos carencia + Fit Out 6 meses de carencia + Adquisición preferente los primeros 24 meses. Consultar bases legales en el apartado de documentos de la ficha de producto.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 785 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

66/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta calle de 626.10m² en Tortosa a 179€/m² (mediana zona 211€/m², delta -15.2%). desconocida. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 13 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • −784 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tortosa, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-20.1%Good price
Scope
City
Zone median
€224 /m²
This asset
€179 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€111,975
Transfer tax (ITP) 10% — Cataluña€11,198
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€392
Estimated total investment€124,565

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2024 (785 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing