AtalayaAtalaya

Calle Diseminados

Hontoba, Guadalajara • House • Ref: #6CB677C5

€119,000
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Size

181 m²

Price / m²

€659

Rooms

3

OccupancyVacant
59
Calle Diseminados — Hontoba
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Exterior: La piscina está vacía y sucia, con vegetación crecida alrededor, indicando abandono.
  • •Fachada: La fachada de la casa muestra signos de desgaste y falta de mantenimiento, con un balcón de ladrillo visto y un garaje abierto.
  • •Cocina: La cocina, visible a través de un arco, presenta muebles antiguos y un aspecto descuidado, con paredes que necesitan pintura.
  • •Exterior: Hay zonas con vegetación descontrolada y suciedad, lo que sugiere una falta de cuidado general de la propiedad.

descriptionDescription

Chalet aislado de 181 m² ubicado en Hontoba, Guadalajara. Se trata de un chalet aislado de 181 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. Chalet aislado situado en una zona residencial diseminada del municipio de Hontoba, teniendo buenos accesos por la CM-2005 y conexión cercana con la A-2 a través de los principales municipios del entorno. Dispone de comunicaciones mediante líneas de autobús interurbano que conectan la localidad con otros municipios de la comarca y con Guadalajara. En la zona podemos encontrar servicios básicos, establecimientos de hostelería, instalaciones deportivas y otros servicios de proximidad. A pocos minutos del núcleo urbano de Hontoba y de los servicios disponibles en localidades cercanas como Mondéjar. Asimismo, cuenta con acceso a centros de salud comarcales y a los principales servicios administrativos y comerciales del entorno. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
001700100VK97H0001AU

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 942 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 180.70m² en Hontoba a 659€/m² (mediana zona 1017€/m², delta -35.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 92 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -35.2% frente a la mediana zonal (1017€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −934 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Hontoba, Guadalajara

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-45.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,210 /m²
This asset
€659 /m²
Samples
97
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€119,000
Transfer tax (ITP) 9% — Castilla-La Mancha€10,710
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€417
Estimated total investment€131,127

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (942 days)
On Atalaya since10 Sept 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing