AtalayaAtalaya

Calle Siurana, 1 Esc B Bajos 2ª

Figueres, Girona • Apartment · Auction • Ref: #6AFCA334

€67,449
open_in_newView original listing

Get new bank-owned properties in Figueres under your budget by email. Free.

Size

73 m²

OccupancyUnconfirmed
70
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

DESCRIPCIÓN: URBANA: DIECISIETE.- VIVIENDA puerta Segunda, situada en la planta Baja, de la escalera B, del edificio con frente a la calle Fortià, esquina calle Rocaberti, denominado Bloque dos, hoy calle Siurana, número uno, del término municipal de FIGUERES. Tiene una superficie de setenta y dos metros, setenta y ocho decímetros cuadrados útiles. LINDA: Al frente, Oeste, con la calle Rocaberti; A la izquierda, entrando, mismo frente, con la calle Fortià; A la derecha, con el cuarto de los contadores, con las cajas del ascensor y de la escalera, y con el vestíbulo de la misma, por donde tiene su entrada; Y al fondo, con la caja del ascensor, y con la vivienda puerta primera de la escalera A. COEFICIENTE General: Dos enteros, nueve mil quinientas cincuenta y nueve diezmilésimas por ciento. Coeficiente Particular: Doce enteros, seis mil trescientas cincuenta y cuatro diezmilésimas por ciento.

Characteristics

Elevator

Yes

Year built

1989

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€122,840
Detalle cargasHipoteca a favor de BANCO SANTANDER SA por 122840.45 euros de principal, intereses y costas. Afección fiscal por 5 años.
Hipoteca€122,840
Puja mínima€67,449
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad es vivienda habitual del demandado, lo que puede implicar un umbral de adjudicación más alto para el acreedor. La ocupación es desconocida, lo que añade incertidumbre al proceso de desalojo.

assignmentCadastral data

straightenUnreconciled surface: the listing states 72.78 m² but the cadastre records 63 m² (-13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7491103DG9779S0055DA
Cadastral area
63 m²
Year built
1989
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
8/15
BOE bonus
5/6

Subasta BOE en Figueres a 67,449€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 13 días.

trending_upStrengths

  • +Descuento del -46.7% frente a la mediana zonal (1740€/m²)
  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Figueres, Figueres, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.7%Strong opportunity
Scope
Municipality
Zone median
€1,740 /m²
This asset
€927 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€67,449
Transfer tax (ITP) 10% — Cataluña€6,745
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€75,494

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (6 days)
On Atalaya since17 Sept 2026
Last updated17 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Figueres by AI score

Calle Calzada Dels Monjos
81

Calle Calzada Dels Monjos

€79,000

€1,053/m² · 75 m²

View analysisarrow_forward
Marca de Lham
76

Marca de Lham

€76,000

€726/m² · 104.65 m²

View analysisarrow_forward
Calle Verge, 1
72

Calle Verge, 1

€61,820

€671/m² · 92 m²

View analysisarrow_forward
Avenida Perpinya
71

Avenida Perpinya

€82,000

€890/m² · 92.18 m²

View analysisarrow_forward
Uub. Habitatges Sindicals
71

Uub. Habitatges Sindicals

€56,000

€1,037/m² · 54 m²

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing