AtalayaAtalaya

Vivienda en Venta en Calle Cl Pablo Neruda,2

Lorqui, Murcia • Apartment • Ref: #68CDF497

€40,000
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Size

96 m²

Price / m²

€417

Rooms

1

OccupancyUnconfirmed
61
Vivienda en Venta en Calle Cl Pablo Neruda,2 — Lorqui
Photo: Diglo
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AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto limpio y recién pintado, sin signos evidentes de deterioro estructural.
  • •Exterior: Se observan cables eléctricos expuestos y desordenados en la fachada, lo que sugiere una instalación antigua o poco cuidada.
  • •Exterior: Las persianas de las ventanas parecen funcionales, aunque algunas rejas y barandillas muestran signos de desgaste.

descriptionDescription

Gran oportunidad de comprar una vivienda en la localidad de Lorqui en Murcia. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 96 m². una habitación y un cuarto de baño. La Vivienda está localizada en la población de Lorqui, que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 3469511XH5136G0003SM. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta 1

Characteristics

Bathrooms

1

Year built

1969

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 96 m² but the cadastre records 126 m² (+31%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3469511XH5136G0003SM
Cadastral area
126 m²
Year built
1969
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

61/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 96.00m² en Lorqui a 417€/m² (mediana zona 714€/m², delta -41.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (6 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1166 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -41.6% frente a la mediana zonal (714€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorqui, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-44.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€755 /m²
This asset
€417 /m²
Samples
1222
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 8% — Murcia€3,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,500
Estimated refurbishment (state: mejorable)€38,500 – €67,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since10 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing