AtalayaAtalaya

Calle Río Nº7

Beas de Segura, Jaén • House · Auction • Ref: #68722AC7

€156,479
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OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA REGISTRAL: URBANA: Casa situada en la calle del Rio, de Beas de Segura, señalada con el número siete de orden. Tiene según el título cinco metros de frente por diez de fondo y se compone de tres pisos, el primero de dos oficinas cubiertas y corral, en el segundo otras dos y en el tercero también dos. Linda: Izquierda entrando, José María Soria Pretel, derecha, Juan Higueras Hornos, fondo Luis Medina y frete, dicha calle por donde tiene su entrada. Y según la Gerencia Territorial de Catastro el solar donde se ubica la casa tiene una superficie de ciento sesenta y siete metros cuadrados, siendo sus linderos los que constan en la certificación catastral descriptiva y gráfica.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€156,479
Detalle cargasHipoteca a favor de CAJA DE AHORROS Y MONTE DE PIEDAD DE CORDOBA por 42070.85 euros de principal, intereses ordinarios 1048.50 euros, intereses de demora 15145.51 euros, costas y gastos judiciales 6310.63 euros, comisiones 2103.54 euros. Ampliación de hipoteca por 55000 euros de principal, intereses ordinarios 6600 euros, intereses de demora 13200 euros, costas y gastos judiciales 8250 euros, comisiones 2750 euros. Total responsabilidad después de la ampliación 156479.02 euros.
Hipoteca€156,479
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca significativa que ha sido ampliada y cedida, lo que indica un riesgo medio. La ocupación es desconocida.

assignmentCadastral data

Cadastral ref.
0037833WH1303N0001ZH
Cadastral area
368 m²
Year built
1940
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
11/15
BOE bonus
3/6

Subasta BOE en Beas de Segura a 156,479€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 0 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 0 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Beas de Segura, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€493 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€156,479
Transfer tax (ITP) 7% — Andalucía€10,954
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€548
Estimated total investment€168,981

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 26 August 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (25 days)
On Atalaya since26 Aug 2026
Last updated26 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing