AtalayaAtalaya

Land in Ferrol

Ferrol, A Coruña • Ref: #685BE0D6

€139,000
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Size

699 m²

Price / m²

€199

OccupancyVacant
65
Land in Ferrol — Ferrol
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

0 of 26 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Solar Residencial en Ferrol, provincia de La Coruña, de tipología Plurifamiliar, con una superficie de 553 m², con edificabilidad estimada de 2.110,7 m² y un número estimado de 20 viviendas a edificar. El % de propiedad que se posee en la finca registral es del 100 %. Además del uso residencial se recogen otros usos compatibles como hotelero, comercial, oficinas, salas de reunión, industrial, garaje, docente, sanitario, asistencial, sociocultural, religioso, deportivo, recreativo, servicios urbanos y administración pública. Se debe realizar la cesión de viales a la calle Areosa.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
2963607NJ6126S0001FP
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

65/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
15/25
Legal liens
10/15
Zone liquidity
9/15

Suelo urbanizable (uso unknown) de 699.00m² en Ferrol a 199€/m² (mediana zona 147€/m², delta %). Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

Risks

  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ferrol, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+188.4%Above anchor
Scope
Province (MITMA)
Zone median
€69 /m²
This asset
€199 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€139,000
Transfer tax (ITP) 9% — Galicia€12,510
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€487
Estimated total investment€152,997

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
22 Jul 2026
€104,000arrow_forward€139,000-33.65%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since12 Jun 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing