AtalayaAtalaya

Calle Pasaje de Teba, 10. Bloque, 27

Casería de Montijo, Granada • Apartment · Auction • Ref: #66238919

€144,000
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Size

72 m²

Rooms

3

OccupancyOccupied · type to verify
54
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA NUMERO TREINTA Y TRES.- VIVIENDA NUMERO UNO. BLOQUE A, planta baja, puerta I, en Granada, Manzana II, Sector I. Está ubicado en la urbanización Caseria de Montijo, en el pago del Beiro, Cuyar, Oznar y Fuente del Rey, en la Parroquia de San Ildefonso, en el Bloque número veintisiete, y en la calle Pasaje de Teba, número diez. Tiene una superficie construida de setenta y un metos, noventa y un décimetros cuadrados, y útil de cincuenta y ocho metros, veintitres decímetros cuadrados. Se destina a vivienda y distribuye en: Véstibulo, estar-comedor, tres dormitorios, baño, cocina, y terraza lavadero. Linda: derecha entrando, vivienda IV de estaplanta; Izquierda, Pasaje de Teba, Fondo, Bloque numero veintiseis; y frente, descansillo y caja de las escaleras y portal del bloque. Cuota: En la manzana a que pertenece, cero enteros setecientas setenta y dos milésimas por ciento; y en el bloque, de cinco enteros, setenta centésimas por ciento.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€140,000
Detalle cargasHipoteca a favor de CAIXABANK, S.A. por 72000 EUR (principal) + 20% (costas) = 86400 EUR. Hipoteca a favor de Banco Bilbao Vizcaya Argentaria S.A. por 24462 EUR (principal) + 17% (costas) = 28620 EUR. Embargo a favor del ESTADO HACIENDA PUBLICA por 65706.48 EUR. Embargo a favor de la TESORERIA GENERAL SEGURIDAD S. GRANADA URE 05 por 11116.65 EUR. Afección a las responsabilidades derivadas de la Legislación de Viviendas de Protección Oficial durante 50 años.
Hipoteca€115,020
Embargos€76,823
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada y tiene múltiples cargas, incluyendo dos hipotecas y dos embargos, lo que aumenta la complejidad y el riesgo de la operación. Además, está afectada por la Legislación de Viviendas de Protección Oficial.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6973303VG4167D

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
6/15
BOE bonus
3/6

Subasta BOE en Granada a 144,000€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 14 días.

trending_upStrengths

  • +Descuento del -26.5% frente a la mediana zonal (2723€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Casería de Montijo, Granada, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-26.5%Strong opportunity
Scope
Municipality
Zone median
€2,723 /m²
This asset
€2,003 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€144,000
Transfer tax (ITP) 7% — Andalucía€10,080
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€504
Estimated total investment€155,584

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (5 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing