AtalayaAtalaya

Vivienda en Pineda de Mar

Pineda de Mar, Barcelona • Apartment • Ref: #654185C3

€171,900
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Size

56 m²

Price / m²

€3,045

Rooms

2

OccupancyVacant
46
Vivienda en Pineda de Mar — Pineda de Mar
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles y electrodomésticos que, aunque funcionales, muestran signos de uso y un estilo algo anticuado.
  • •El salón y el dormitorio tienen suelos de baldosas que, si bien están limpios, no son modernos y las paredes necesitan una mano de pintura.
  • •El baño está completo y operativo, pero los azulejos y sanitarios son de un estilo que sugiere una antigüedad considerable.
  • •La fachada del edificio muestra grafitis y un aspecto general que podría beneficiarse de una limpieza y mantenimiento.

descriptionDescription

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

2

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1989

Pool

No

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 56.45 m² but the cadastre records 44 m² (-22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3478402DG7037N0037OB
Cadastral area
44 m²
Year built
1989
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 56.45m² en Pineda de Mar a 3045€/m² (mediana zona 2321€/m², delta +31.2%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (0 días).

trending_upStrengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

warningRisks

  • −Precio +31.2% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pineda de Mar, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+31.2%Above anchor
Scope
Municipality
Zone median
€2,321 /m²
This asset
€3,045 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+69.4%Above anchor
Scope
Postal code
Zone median
€1,798 /m²
This asset
€3,045 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€171,900
Transfer tax (ITP) 10% — Cataluña€17,190
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€602
Estimated total investment€190,692
Estimated refurbishment (state: mejorable)€22,500 – €39,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing