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Apartment in Grao Castellon

Calle Ciudadela Nº 15, 5

El Grao de Castellón, Grao Castellon, Castellón • Auction • Ref: #64C71942

€167,200
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OccupancyUnconfirmed
34
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

FINCA Nº 51.849.- URBANA, NUMERO ONCE.- VIVIENDA DEL TIPO B1, situada en la parte de la quinta planta del edificio sito en Catellón, C/ Ciudadela nº 15, Tiene como anejo inseparable un cuarto trastero de los situados en la planta bajo cubierta del edificio, señalado con el nº 10. Inscrita en el Registro de la Propiedad nº 5 de Castellón, al tomo y libro 748, folio 212

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€238,651
Detalle cargasHipoteca a favor de Bankia S.A. por 157800 euros (capital) + 24833.81 euros (embargo administrativo) + 55966.77 euros (embargo administrativo).
Hipoteca€157,800
Embargos€80,800
Puja mínima€157,800
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoExisten cargas hipotecarias y embargos administrativos que superan el valor de tasación, lo que podría implicar que el precio de adjudicación sea más alto para cubrir todas las deudas. La ocupación es desconocida, lo que añade incertidumbre.

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
4/15
BOE bonus
1/6

Subasta BOE en Grao Castellon a 167,200€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 5 días (inminente).

Strengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

El Grao de Castellón, Grao Castellon, Castellón

Estimated acquisition costs

Asset price€167,200
Transfer tax (ITP) 10% — Comunitat Valenciana€16,720
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€585
Estimated total investment€185,505

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (24 days)
On Atalaya since8 Sept 2026
Last updated9 Sept 2026
See all bank-owned properties in Castellón

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing