AtalayaAtalaya

Calle Barcelona

Balaguer, Lleida • Apartment · Auction • Ref: #64659B1F

€113,000
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Size

122 m²

Price / m²

€926

Rooms

4

OccupancyVacant
39
Calle Barcelona — Balaguer
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 122 m² ubicado en Balaguer, Lleida. Se trata de un piso de 122 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Balaguer, teniendo buenos accesos por la C-13 y conexión con las principales vías de la comarca de La Noguera. Dispone de comunicaciones mediante líneas regulares de autobús con conexión a Lleida y otros municipios del entorno, así como estación de tren integrada en las líneas RL1 y RL2 de Ferrocarrils de la Generalitat de Catalunya. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. A pocos minutos del Hospital Universitario Arnau de Vilanova. Asimismo, dispone de acceso a centros de salud, equipamientos administrativos y zonas comerciales de la localidad. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1983

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8091009CG1289S0004EY
Cadastral area
122 m²
Year built
1983
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
6/15

Vivienda de 122.00m² en Balaguer a 926€/m² (mediana zona 820€/m², delta +12.9%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, inventario reciente (7 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +12.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Balaguer, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+12.9%Above anchor
Scope
Municipality
Zone median
€820 /m²
This asset
€926 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€113,000
Transfer tax (ITP) 10% — Cataluña€11,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€396
Estimated total investment€125,696

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 30 September 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceSept 2026 (8 days)
On Atalaya since18 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing