AtalayaAtalaya

Retail in Benavente

Benavente, Zamora • Ref: #63C5AE64

€92,000
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Size

692 m²

Price / m²

€133

OccupancyUnconfirmed
53
Retail in Benavente — Benavente, Benavente
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio con revestimiento metalico y plaqueta ceramica en planta baja con piezas desprendidas y parches visibles.
  • •Salon: espacio diafano tipo local comercial con huecos en el forjado, falso techo desmontable incompleto y canalizaciones vistas.
  • •Dormitorio: estancias interiores con suelos de terrazo envejecidos, carpinterias de madera sencillas y cableado exterior desordenado.

Description

C. Agujero De San Andres, 8. Estado: second-hand

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
9/15

Local comercial planta unknown de 692.00m² en Benavente a 133€/m² (mediana zona 1327€/m², delta %). desconocida. Zona muy_baja, 109 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 36 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Benavente, Benavente, Zamora

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-63.0%Strong opportunity
Scope
City
Zone median
€359 /m²
This asset
€133 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,000
Transfer tax (ITP) 8% — Castilla y León€7,360
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€322
Estimated total investment€100,682

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 3 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€99,500arrow_forward€92,000-7.54%
11 Sept 2026
€92,000arrow_forward€90,000-2.17%
15 Sept 2026
€90,000arrow_forward€92,000-2.22%

Listing intel

SourceServihabitat
On Atalaya since12 Jun 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing