AtalayaAtalaya

House in Olmedo

Calle Don Fernando, 14

Olmedo, Valladolid • Ref: #6317DDE7

€180,000
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Size

232 m²

Price / m²

€775

Rooms

3

OccupancyVacant
56
Calle Don Fernando, 14 — Olmedo
Photo: sareb
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: La fachada de ladrillo y piedra se ve en buen estado, con persianas y garaje modernos.
  • •Exterior: Las zonas exteriores y las escaleras de acceso a la vivienda están bien conservadas.
  • •Dormitorio: El dormitorio presenta paredes recién pintadas y suelos de mármol, con radiadores modernos.
  • •Salon: El salón tiene suelos de mármol y paredes blancas, con puertas nuevas y sin signos de deterioro.

Description

Chalet ubicada en Olmedo, Valladolid, ideal para familias. Con una superficie de 232 m² construidos distribuidos en 3 habitaciones y 2 baños. Se encuentra cerca del centro de Olmedo. En sus alrededores encontramos el Colegio de Educación Infantil y Primaria Tomás Romojaro. El entorno ofrece colegios, transporte público y supermercados cercanos, ofreciendo una excelente calidad de vida y conectividad. Cuenta con fácil acceso a CL-602, VA-405 y N-601. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

2026

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
8919045UL5781N0001LQ
Cadastral area
232 m²
Year built
2026
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 562 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 232.00m² en Olmedo a 775€/m² (mediana zona 662€/m², delta +17.1%). Buen Estado. Posesión libre. Zona muy_baja, stock estancado (558 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 80 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −Precio +17.1% por encima de mediana zonal
  • −558 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olmedo, Valladolid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+17.1%Above anchor
Scope
Province (MITMA)
Zone median
€662 /m²
This asset
€775 /m²
Samples
86
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€180,000
Transfer tax (ITP) 8% — Castilla y León€14,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€630
Estimated total investment€196,030

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2025 (562 days)
On Atalaya since15 Jun 2026
Last updated7 Oct 2026
See all bank-owned properties in Olmedo

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing