AtalayaAtalaya

Calle Molino, 11

Alhama de Murcia, Murcia • House • Ref: #628EDD7D

€40,000
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Size

89 m²

Price / m²

€449

Rooms

2

OccupancyOccupied · no title
25
Calle Molino, 11 — Alhama de Murcia
Photo: holapisos
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa ubicada en Alhama de Murcia, Murcia, ideal para familias. Con una superficie de 89 m² construidos distribuidos en 2 habitaciones y 2 baños. Se encuentra cerca del centro de Alhama de Murcia. En sus alrededores encontramos el Colegio de Educación Infantil y Primaria Ricardo Codorníu. El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando confort y facilidad de acceso a servicios. Cuenta con fácil acceso a RM-2, Avenida de Ginés Campos y Avenida de Antonio Fuertes. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
2/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 89.00m² en Alhama de Murcia a 449€/m² (mediana zona 1942€/m², delta -76.9%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -76.9% frente a la mediana zonal (1942€/m²)

warningRisks

  • −Aliseda marca la vivienda como ocupada sin título legal
  • −1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alhama de Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-76.9%Strong opportunity
Scope
Municipality
Zone median
€1,942 /m²
This asset
€449 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-41.0%Strong opportunity
Scope
City
Zone median
€761 /m²
This asset
€449 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 8% — Murcia€3,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since8 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing