AtalayaAtalaya

Carrer De la Font, s/n

Montmell (el), Tarragona • House • Ref: #61E5F10A

€255,000-38% vs area market
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Size

225 m²

Price / m²

€1,133

Rooms

4

OccupancyVacant
75
Carrer De la Font, s/n — Montmell (el)
Photo: aliseda
1 / 48

AI visual analysis

Automated analysis · physical condition

48 of 48 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre esta impresionante casa residencial ubicada en la encantadora localidad de El Montmell, Tarragona. Con una orientación sur que garantiza una excelente iluminación natural durante todo el día, esta propiedad se extiende sobre 225 m² de espacios cuidadosamente diseñados para ofrecer el máximo confort y funcionalidad. Al entrar, serás recibido por un ambiente cálido y acogedor, gracias a la calefacción central que asegura una temperatura perfecta en cada rincón de la casa. La cocina amueblada es un espacio ideal para los amantes de la gastronomía, equipada para facilitar la preparación de deliciosos platos y compartir momentos inolvidables con familiares y amigos. Los armarios empotrados son una característica destacada, proporcionando un almacenamiento eficiente y manteniendo los espacios ordenados y elegantes. Cada habitación está diseñada para ofrecer un refugio de tranquilidad, donde la comodidad y el estilo se combinan a la perfección. Ubicada en la pintoresca Carrer de la Font, esta casa ofrece la oportunidad de vivir en un entorno sereno, rodeado de la belleza natural de Tarragona. La ubicación estratégica permite disfrutar de la tranquilidad del entorno mientras se está a un cómodo acceso de las comodidades urbanas. Esta propiedad es una oportunidad excepcional para quienes buscan un hogar que combine calidad, estilo y una ubicación privilegiada. Ven y descubre el lugar donde tus sueños pueden hacerse realidad.

Characteristics

Bathrooms

3

Elevator

No

Terrace

Yes

Parking

No

Year built

2004

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

Yes

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7405002CF7870N0001AJ
Cadastral area
225 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 207 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 225.00m² en Montmell (el) a 1133€/m² (mediana zona 1831€/m², delta -38.1%). Buen Estado. Posesión libre. Zona muy_baja, 206 días en mercado.

trending_upStrengths

  • +Descuento del -38.1% frente a la mediana zonal (1831€/m²)
  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montmell (el), Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-38.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€1,133 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+33.0%Above anchor
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€1,133 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€255,000
Transfer tax (ITP) 10% — Cataluña€25,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€893
Estimated total investment€282,393

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceFeb 2026 (207 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing