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Retail in Torrelles de Foix

Carretera De Pontons

Torrelles de Foix, Barcelona • Ref: #61E501E3

€69,000
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Size

166 m²

Price / m²

€417

OccupancyVacant
69
Carretera De Pontons — Torrelles de Foix
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: Exterior de local comercial bancario en buen estado general con carpinteria de aluminio y persiana enrollable.
  • •Salon: Espacio diafano con suelos de gres y falso techo tecnico modulares bien conservados y sin danos aparentes.
  • •Pasillo: Zonas de paso y divisiones de madera en correcto estado de mantenimiento sin signos de humedad.

Description

Local comercial de 165 m² en venta situado en la localidad de Torrelles de Foix, provincia de Barcelona. El espacio comercial está situado en la planta baja de un edificio construido en 1970, dispone de una superficie de 165 m² y tiene su acceso directo e independiente desde la calle. El local está comunicado mediante el acceso viario BV-2122. La zona dispone de equipamiento variado, consultorio médico, restaurantes, colegio, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Year built

1970

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0629708CF8802N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1047 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta calle de 165.50m² en Torrelles de Foix a 417€/m² (mediana zona 689€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 553 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −1037 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Torrelles de Foix, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-36.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€657 /m²
This asset
€417 /m²
Samples
626
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€69,000
Transfer tax (ITP) 10% — Cataluña€6,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€77,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€76,000arrow_forward€69,000-9.21%

Listing intel

SourceSolvia
On the market sinceNov 2023 (1047 days)
On Atalaya since13 May 2026
Last updated9 Oct 2026
See all bank-owned properties in Torrelles de Foix

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing