AtalayaAtalaya

Calle Torras i Bages

Centre, Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #61C4F80E

€114,400-29% vs area market
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Size

53 m²

Price / m²

€2,158

Rooms

2

OccupancyVacant
73
Calle Torras i Bages — Centre, Santa Coloma de Gramenet
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada del edificio presenta un aspecto envejecido con cables a la vista y algunas manchas.
  • •El salón tiene paredes blancas y suelo de baldosas, con ventanas de aluminio que parecen funcionales.
  • •La cocina está equipada con muebles antiguos y encimera de granito, pero se ve operativa.
  • •El estado general de la propiedad sugiere que necesita una actualización estética.

descriptionDescription

Piso de 53 m² ubicado en Santa Coloma de Gramenet, Barcelona. Se trata de un piso de 53 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Se sitúa en el núcleo urbano, en el entorno del barrio del Centre, con conexión próxima a la B-20. Dispone de comunicaciones mediante líneas de autobús urbano e interurbano y la estación de metro de Santa Coloma, de la línea L1. En la zona se encuentran supermercados, centros educativos, restaurantes, entidades bancarias, instalaciones deportivas y comercios. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1962

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4388309DF3848G0007AE
Cadastral area
55 m²
Year built
1962
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 53.00m² en Santa Coloma de Gramenet a 2158€/m² (mediana zona 3022€/m², delta -28.6%). Estado Mejorable. Posesión libre. Zona media, inventario reciente (14 días).

trending_upStrengths

  • +Descuento del -28.6% frente a la mediana zonal (3022€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centre, Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-28.6%Strong opportunity
Scope
Neighbourhood
Zone median
€3,022 /m²
This asset
€2,158 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+18.9%Above anchor
Scope
Postal code
Zone median
€1,815 /m²
This asset
€2,158 /m²
Samples
48
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€114,400
Transfer tax (ITP) 10% — Cataluña€11,440
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€400
Estimated total investment€127,240
Estimated refurbishment (state: mejorable)€21,000 – €37,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (22 days)
On Atalaya since15 Sept 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing