AtalayaAtalaya

Camino Real de los Neveros - Edif. Opera 131, 3A

Genil, Granada • Apartment · Auction • Ref: #61A79C9A

€418,085
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Size

129 m²

OccupancyVacant
48
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA: NUMERO OCHO.- PISO TERCERO A, Portal 1, en la planta tercera, destinado a vivienda y distribuido en diversas dependencias y servicios, y dos terrazas; una de las cuales ubicada sobre su propio techo, a la que se accede por escalera individural propia exterior. Tiene una superficie útil de ciento un metros, cincuenta y siete decímetros cuadrados, una superficie de ambas terrazas de ciento cuatro metros, sesenta y cinco decímetros cuadrados, y una superficie total construida con parte proporcional de zonas comunes de ciento veintinueve metros cuadrados. Linda: frente, rellano de acceso y caja de escaleras; derecha entrando, piso tercero B de su misma planta y portal y aires de parcela doce adjudicada a "Inmobiliaria Urbis, S.A."; izquierda, parcela catorce adjudicada a "Inmobiliaria Hermanos García Arrabal, S.A."; y fondo, aires del Camino de los Neveros o de los Rebites. DATOS REGISTRALES: Inscrita en el Registro de la Propiedad Nº 3 de Granada, al Tomo 1.701, Libro 1.718, Folio 87, Finca Nº 97.757, Inscripción 1ª.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónlibre
Desahucio necesario
Cargas (€)€1,110,881
Detalle cargasHIPOTECA a favor de CAJA RURAL DE GRANADA SOC. COOP. CREDITO por 259.680 euros de principal, 10.387,2 euros de intereses ordinarios, 93484,8 euros de intereses de demora y 49.339,2 euros de costas y gastos. ANOTACION de embargo ejecutivo a favor de EMILIANO GUIOTE ORDOÑEZ por 449.239,59 euros de capital principal y 80.000 euros de conceptos de las cantidades. ANOTACION a favor de TESORERIA GENERAL DE LA SEGURIDAD SOCIAL DE GRANADA por 1.853,25 euros de capital principal, 16,5 euros de intereses, 370,64 euros de recargo de apremio y 200 euros de otras cantidades. ANOTACION a favor de BIDAFARMA, SOCIEDAD COOPERATIVA ANDALUZA por 218.512,47 euros de capital principal y 65.580,44 euros de intereses. ANOTACION a favor de CAJA RURAL DE GRANADA SOCIEDAD COOPERATIVA DE CREDITO por 46.107,51 euros de capital principal y 13.500 euros de intereses.
Hipoteca€412,891
Embargos€814,985
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad tiene múltiples cargas que superan con creces el valor de tasación para subasta, incluyendo hipoteca y varios embargos. Esto implica un alto riesgo de que el precio de adjudicación sea elevado y que el comprador deba asumir cargas adicionales.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7929104VG4172H

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Medium

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—
BOE bonus
5/6

Subasta BOE en Granada a 418,085€. Sin tasación de referencia publicada. Posesión libre. Subasta cierra en 14 días.

trending_upStrengths

  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Documentación judicial confirma que no se requiere desahucio adicional
  • +Documentación judicial: vivienda libre

warningRisks

  • −Precio +20.5% por encima de mediana zonal
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Genil, Granada, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+20.5%Above anchor
Scope
Neighbourhood
Zone median
€2,690 /m²
This asset
€3,241 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€418,085
Transfer tax (ITP) 7% — Andalucía€29,266
Notary (est.)€627
Land Registry (est.)€418
Admin agency (est.)€1,463
Estimated total investment€449,859

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 30 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (13 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing